Blackjack Fortune VIP (blackjack)
Blackjack, also known as twenty-one, is the most widely played casino banking game in the world. Blackjack is a comparing card game between usually several players and a dealer (the house), meaning that the player competes against the dealer but not against any other players
It is relatively quick and easy to learn the basics of Blackjack. The aim of the game is to simply obtain a higher total card count than the Dealer, without going over 21. The best hand is Blackjack – when the sum of values of the first two dealt cards is exactly 21.
- The game is hosted by a dealer and allows up to 7 players seated at the Blackjack table.
- Played with eight standard 52-cards decks.
- Dealer always stands on 17.
- Double Down on any 2 initial cards.
- Split initial cards of equal value.
- Only one Split per hand.
- Single card to each Split Ace.
- No Double Down after Split.
- Insurance offered when dealer shows an Ace.
- Blackjack pays 3 to 2.
- Insurance pays 2 to 1.
- Push game when hands tie.
Card values are as follows:
- Cards from 2 to 10 are worth their face value.
- Face cards (Jacks, Queens and Kings) are each worth 10.
- Aces are worth 1 or 11, whichever is more favourable to the hand. Note that a soft hand includes an Ace worth 11.
After the allotted betting time has expired, the dealer deals one card face up to each player. Dealing starts with the first player to the dealer’s left and continues clockwise, ending with the dealer. The dealer then deals a second card face-up to each player and face-down to himself. The value of your initial hand is displayed next to your cards.
If the value of your initial two-card hand is exactly 21, you have Blackjack!
If the dealer’s upcard is an Ace, you are given the option to purchase insurance to offset the risk that the dealer has Blackjack – even when you have Blackjack yourself. The amount of insurance is equal to one half of your main bet, and the insurance bet is settled separately from the bet on your hand. The dealer then peeks at the value of his/her downcard to check for Blackjack. If the dealer does not have Blackjack, the round continues. If the dealer has Blackjack, but you do not, the dealer’s hand wins. If you and the dealer both have Blackjack, the game ends in a push and your bet is returned. Note that when the dealer’s upcard is a 10 or face card, you will not be given the option to purchase insurance, and the dealer will not peak at his downcard to check for Blackjack.
Double Down, Hit or Stand
When the dealer does not have Blackjack upon checking his/her two initial cards, players are given the chance to improve the values of their hands in turn. To enable this the dealer moves clockwise around the table offering to deal further cards to players’ hands.
If the value of your initial hand is not 21, you can decide to Double Down. In this case, you will double your bet and be dealt only one additional card to add to your hand. Alternatively, you can decide to Hit to be dealt an additional card to add to the value of your hand. You can Hit more than once to receive additional cards before you decide to Stand once you are satisfied with the value of your hand.
If your initial hand is a pair of cards of equal value, you can decide to Split the pair to make two separate hands, each with a separate bet equal to your main bet. After a second card is dealt to both your hands, you can improve the value of these two hands by deciding to Hit. Again, you can choose to Stand once you are satisfied with the value of your two hands. However, if you Split an initial pair of Aces, you will receive only one additional card per hand with no option to Hit.
If the sum of your hand exceeds 21, you bust and lose your bet on that hand.
When all players have taken their turns, the dealer reveals the value of his/her downcard. The dealer must Hit on a hand of 16 or less and must Stand on a hand of soft 17 or more. (Remember that a ‘soft hand’ includes an Ace worth 11.)
You win when the value of your final hand is closer to 21 than the dealer’s hand or when the dealer busts. If the value of your hand is the same as the dealer’s, the game round ends in a push and your bet is returned.
Blackjack is only possible using the two cards in the initial two-card deal. A hand of 21 resulting from a split pair is not considered a Blackjack. Therefore, Blackjack beats any hand of 21 resulting from a split pair.
This Blackjack game includes optional side bets – Perfect Pairs and 21+3. You may place side bets in combination with your main Blackjack bet. You have the chance to win on any side bet whether you later win or lose on your Blackjack bet.
The Perfect Pairs side bet gives you the chance to win if your first two cards comprise any pair – for example, two Queens, two Aces or two 3s. There are three types of pairs, each with a different payout:
- Perfect Pair – same suit, e.g. two Aces of Spades.
- Coloured Pair – different suits of the same colour, e.g. 2 of Diamonds + 2 of Hearts.
- Mixed Pair – different suits, e.g. 10 of Hearts + 10 of Clubs.
The 21+3 side bet gives you the chance to win if your first two cards plus the dealer’s upcard comprise any of the following winning combinations (similar to those in poker), each with a different payout:
- Suited Trips – an identical triplet, e.g. 3 Queens of Hearts.
- Straight Flush – in numerical sequence and same suit, e.g. 10, Jack and Queen of Diamonds.
- Three of a Kind – same value but different suits, e.g. any 3 unmatching Kings.
- Straight – in numerical sequence but different suits, e.g. 2 of Spades + 3 of Clubs + 4 of Hearts.
- Flush – non-sequential cards in the same suit, e.g. 2, 6 and 10 of Clubs.
Blackjack pays 3:2
Winning hand pays 1:1
If the dealer has Blackjack, insurance pays 2:1
Perfect pair 25:1
Coloured pair 12:1
Mixed pair 6:1
Suited Trips 100:1
Straight Flush 40:1
Three of a Kind 30:1
Return to Player
The optimal theoretical payout percentage is:
Blackjack - 99.28%.
Perfect Pairs bet - 95.90%.
21+3 bet - 96.30%.