Baccarat Strategy – Everything You Need to Know


Baccarat is an extremely simple casino game, but this doesn’t mean that it has escaped the attention of strategists looking for that magical win formula.

We’ll kick things off with the obvious disclaimer: there is no 100% winning baccarat strategy out there. Baccarat is a game that depends on Lady Luck, so there are no baccarat strategy tips that can help you consistently win.

With that said, incorporating a betting strategy when playing baccarat is quite a smart thing to do since its primary objective is to extend your bankroll as much as possible; thus prolonging your entertainment.

Without further ado, let’s dive into your future baccarat game strategy and explain what most baccarat strategies entail and which are the safest ones to try.


With its origins said to be in Ancient China and Ancient Rome, the game of baccarat is nothing if not old. Some say that its roots lie in the Chinese game of Pai Gow, whereas others argue that Italian gambler Felix Falguiere is its inventor.

Falguiere created a game using tarot cards, in which the goal was to reach the value of nine. That remains the very premise of modern-day baccarat, as you’ll see now.


Baccarat Strategy – Everything You Need to KnowCasino games don’t get any simpler than baccarat. Whether it is played in land-based casinos or online casinos, baccarat is a straightforward game that is played between two sides: the Player and the Banker.

It’s important to clear the misconception that, in baccarat, players play against the dealer. This is not the case. Although the two sides are named as such, this doesn’t mean that the player will go toe to toe with the dealer, as happens in blackjack, for example.

The two sides simply represent betting options for the player, who will have to predict which of them will be dealt a hand of as close to nine as possible.

Here are some pointers to help you learn the basics of baccarat:

  • The card values in baccarat are as follows: 10 and picture cards are worth zero, while the ace is worth one. Numbers two through nine are worth their face value.
  • If the value of the cards dealt is higher than 10, the initial digit (1) is dropped. For example, if two nines are dealt, their combined value will be eight and not 18.
  • When a round of baccarat kicks off, the dealer will deal two cards to both the Player and the Banker in an alternating manner. Although there are third-card rules that dictate when and if a third card should be dealt, you aren’t required to learn them. This procedure is taken care of by the dealer.
  • The main baccarat bets are the Player bet, the Banker bet and the tie bet.


As you can see, the basics of baccarat are quite straightforward. This is precisely the reason why most players tend to try out different baccarat variants after they’ve learned how the game is played.

By far the best baccarat casino out there is LV BET, since it offers the widest selection of baccarat games possible. In this section, we’ll have a look at some noteworthy variants for you to explore.

Don’t worry; each game of baccarat listed below will not entail learning new rules and concepts. The premise of the base game will remain: whichever side’s hand is closer to nine wins.


In Dragon Tiger, the two sides are called ‘Dragon’ and ‘Tiger’ instead of ‘Player’ and ‘Banker’. This is said to represent yin and yang in ancient Chinese philosophy. The same bet rules apply in Dragon Tiger, only that players will be betting on the Dragon or the Tiger instead of the Player and the Banker.

In this baccarat variant, the dealer deals two facedown cards: one for the Dragon and one for the Tiger. The cards are then turned face up to see which of the two sides is closer to nine. The main difference between Dragon Tiger and traditional baccarat is that no third cards are dealt, which means that the game is decided based on the one card dealt per side.


One of the oldest variants of baccarat, Chemin de Fer is a particular baccarat game that might need some getting used to. In fact, this variant is not recommended until you’ve racked up enough experience playing the traditional game. Nevertheless, this is how the action unfolds at this baccarat table.

In Baccarat Chemin de Fer, multiple players take on the Banker around the baccarat table and look to beat it by challenging its hand. The Banker will take on the player with the highest bet — or to the right of the dealer in cases where equal bets have been placed. If the Banker loses and the player wins, they will become the Banker.


Mini Baccarat is one of the easiest baccarat tables to get used to. In a land-based casino, Mini Baccarat tables are usually smaller in comparison to other tables, whereas hands are played at a much faster pace. The latter is considered very favourable for the house, since the more hands are played per hour, the more times the house advantage is in effect.


One of the most popular baccarat variants is none other than No Commission Baccarat, for thesole reason that it eliminates the standard 5% house edge. This is counteracted by the fact that the Banker bet pays 1:2 if the Banker wins on a certain number (which is usually six).

The rules for when the Banker holds and stands are thus adjusted in this baccarat variant, but there is no need to learn them, seeing as the action of dealing cards is completely automated in online variants and carried out by a dealer in live baccarat games.

On account of the changes made to the Banker bet, it isn’t the best bet to place in terms of minimising the house edge. In No Commission Baccarat, Player bets are the most worthwhile wagers.


As can be seen from the description of the above baccarat variants, baccarat is a very straightforward game whose primary entertainment is delivered through the betting options available.

In this section, we’ll have a look at the main betting options you will find in most baccarat variants.


Just like the two other main bets, the Player bet is quite self-explanatory. This bet will pay if the Player wins, that is, if the Player hand is closer to nine than the Banker hand.

The odds of Player bets stand at 44.62%, and they pay even money. The house edge of this bet is 1.24%, making it one of the lowest among casino games.


The Banker bet works the same way as the Player bet, in that it pays when the Banker wins.

Winning Banker bets pay 0:95:1, while the odds stand at 45.86% — the highest in the game. Its house edge of 1.06% makes it one of the lowest house edge figures you’ll ever see at both online casinos and land-based casinos.


As its name suggests, the Tie bet pays in the event that the Player and the Banker end up with the same card value.

Tie bets pay 8:1, and their odds are 9.52%. Their high house advantage of 14.36% makes them quite an undesirable bet for most players, but others might find it interesting enough to try somewhat periodically. In any case, placing Tie bets isn’t really recommended unless done very rarely.


Also known as the P Pair, this side bet pays when the Player hand is a pair. The payout of this bet is 11:1.


Also known as the B Pair, this side bet pays when the Banker is dealt a pair. The payout of this bet is 11:1.


Also known as Either Pair, this side bet pays when either the Player or the Banker are dealt a pair. The payout of this bet is 5:1.


This side bet pays when either the Player or the Banker are dealt two identical cards, in both rank and suit. The payout of this bet is 25 to 1, but some higher payouts could also be offered in the rare event that both sides have a perfect pair.


This side bet is further subdivided into what are called the P Bonus and the B Bonus. There are two scenarios in which this bet pays:

  • When the selected hand (the Player’s hand in case of the P Bonus and the Banker’s in the case of the B Bonus) wins with a natural eight or nine.
  • When the non-natural hand wins with a margin of at least four points.

This bet offers a payout of 30:1 for margins of nine points between the two sides. Although this might seem high, do keep in mind that this isn’t a scenario that you’ll see very often.


Before kickstarting your baccarat session, bankroll management should be your primary objective.

This is achievable through the use of baccarat betting systems — specific plans which dictate the size of each bet depending on the result of the previous one. In this section, we’ll tackle each and every betting system out there.


The premise of every negative progression system is to increase your bet after a loss and decrease it after a win.

This betting system aims to make for lost bets with every high-value win. Having said that, increasing your bet size after each loss can quickly eat up your funds, especially if you happen to be suffering from a losing streak.

The following are negative progression betting systems:

  • The Fibonacci System
  • The Martingale System
  • The Labouchere System
  • The D’Alembert System


Positive progression systems work exactly the opposite of how negative ones do, in that they require you to increase your bet after a win and decrease it after a loss. This baccarat system looks to capitalise on winning streaks and, conversely, minimise losses as much as possible.

The following are positive progression betting systems:

  • The Paroli System
  • The Parlay System
  • The 1-3-2-6 System
  • The 1-3-2-4 System


This system refers to the somewhat mundane practice of placing the same bet value every time. Although this system consolidates a player’s grip on their bankroll in a way that few other systems do, it is quite a boring way to play baccarat.

Most players enjoy switching things up by trying different progression systems, since flat betting offers no real change to the action whatsoever.


Now is where we’ll explain the different betting strategies out there in the hopes of unveiling your preferred baccarat betting strategy.

Remember that none of these strategies can help you win baccarat bets with any form of consistency. These are simply measures that you could take to stretch your bankroll as much as possible.


This strategy is based on the Fibonacci sequence (1, 1, 2, 3, 5, 8, 13, 21 and so on), which states that the first bet placed must be worth one unit — the first number in the sequence. If it is unsuccessful, the second bet should remain the same, that is, one unit.

If still unsuccessful, the next number on the sequence must be factored into the bet (2), which means that the third bet must be worth two units. This must continue until the bet is won, in which case the player must move back two numbers in the sequence.


This strategy dictates that you should double your bet upon each loss and return to the original bet after each win.


The Labouchere system revolves around the idea of setting a bet objective and dissecting it in relatively achievable sums.

Let’s say that our objective is to win €20. We must now split that €20 into a handful of new numbers, for example, 5-4-1-2-4-4. If we manage to win the amounts in this sequence, we’ll have reached our objective (5+4+1+2+4+4=20).

The way we should go about betting is by first placing a bet that combines the leftmost and rightmost numbers in the sequence we mentioned above. In this case, our first bet must be €9 (5+4). If our bet is successful, we can eliminate the two numbers from the sequence and move on to the new leftmost and rightmost numbers.

What happens if the bet is lost? In that case, we must add our lost bet to the rightmost side of the sequence, which would then look like this: 5-4-1-2-4-4-9. As a result, our next bet would be €14 (5+9).


This strategy dictates that you must first choose your first bet. Every time your bet loses, you should increase it by one unit — only to revert it to your original bet once a win is struck.


To implement this baccarat strategy, all you have to do is determine a standard bet and double it after each win until three consecutive wins are obtained. If your bet is lost, return to the standard bet. If you win three times in a row, return to the standard bet as well.


Similary simple in principle is the Parlay system, which features the doubling of successful bets and a return to the original wager when a loss is suffered. This continues until the player reaches a target win goal, after which the system resets.

THE 1-3-2-6 SYSTEM

The 1-3-2-6 system is a positive progression system that looks to capitalise on a potential winning streak while actively limiting losses. This strategy dictates that if you lose a bet, you must return to your original bet. However, if you win all four bets (consisting of one, three, two and six betting units), you also revert back to the original wager.

THE 1-3-2-4 SYSTEM

This betting system is almost virtually the same as the 1-3-2-6 system, except that it lessens the risk of the last bet in the sequence.


Although incorporating certain systems into your betting style can be both interesting and entertaining, there are some general pointers about betting on baccarat that we’d advise you to follow.


Learning money management should be the top priority of new casino customers. Each and every baccarat strategy we’ve mentioned above should adhere to a strict budget-management plan; otherwise, baccarat can become a very dangerous game to play.

We’d recommend wagering small amounts instead of going for high stakes bets, as well as going for the bets with the lowest house edge.


With a low house advantage of 1.06%, Banker bets are very smart bets to place if you want to minimise the house edge as much as possible. After all, a Banker bet has a Return to Player (RTP) of 98.94% — one of the highest among all casino games.


Winning bets will not happen 100% of the time, regardless of the game you are playing. Instead of looking to ‘crack’ the game and discover a win recipe that doesn’t exist, we recommend enjoying the game and the unpredictability that it offers.


There is no baccarat strategy out there that can help you win at baccarat with any guarantee. That’s the bottom line of each and every baccarat strategy out there, which is why we’d advise against playing baccarat with that intent in mind.

Most casinos that operate legitimately offer games in which predicting a win is impossible, and this is largely the case in any casino worth its salt. If casinos were to offer such games, they wouldn’t be in business for very long.

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